I’m No Apple Chearleader…but MCX Can Take a Hike

[Originally published on LinkedIn on October 30th, 2014] As someone working in the FI industry, it’s definitely been a busy few years, and a hurricane two months. Within the span of 14 days the Home Depot breach erupted, I was in DC for the Mobile & ATM 2014 Summit, ApplePay was announced, I presented PCI-DSS/ATM/PTS

The Windows are Cleaned. Now What?

Having ‘survived’ the conversion to Windows 7, not to mention upgrading to Diebold’s new Agilis 3.0 and a total processing conversion of PIN and ATM, for our ATM fleet and PIN debit processing, we are left looking out at the landscape to ask, “What’s next?” Speaking to many colleagues either on a one-2-one basis, or

The ATM Apocolypse? Or just surviving Windows 7?

Ten months ago, the hardcore buzz began within the ATM industry. It was September and I was with many colleagues at the 2013 TAG National Conference in New Orleans, ironically I was tasked with presenting an education session on the upcoming initiatives facing ATMs, specifically the expiring of support for Windows XP, looming migration to

Payments Security is a Moving Target…Pun intended

“Visa’s participation in FIDO complements its work with MasterCard and American Express to replace account numbers with a digital token for online transactions. The payments industry is hyper-aware of security issues in the wake of the holiday-season Target breach and with the expectation that the ongoing shift to EMV-chip cards will move fraud to e-commerce.”

Wanting the fastest car in the race but never wanting to change the tires?

Interesting article, and one that should spark some changes in mindset in our industry.  For way too long in the ATM industry, whether they be a FI or an ISO, the digital stewards have treated ATMs with the ‘deploy and forget’ mentality.  You’d think with the onset of Windows, ADA, deposit automation, card user specific

Heads or Tales: The Windows 7 at ATMs Debate

I have had plenty of colleagues talking at TAG, ATMIA, and online about whether or not they “have to” or should migrate to W7 sooner than later.  The last 10+ years of replacements and upgrades have soured many pocket books.  The overall expense, besides your fleet size, really depends on what you had to do to

Target Fallout Blooms in DC

Outstanding, Congress getting involved. That’ll make things so much better. I mean really, think of how better the financial sector has become since the crash of 08/09 and Congress started slinging around Dodd-Frank, Durbin, and the Credit Card Act. That being said, an ENTERPRISE wide data security standard needs to be adhered to by ANY

So what color is your ATM?

We all know the old joke where one person asks the other, “What kind of car do you have?” and the response is, “A blue one.” We’ll leave the  descriptions of the joker and jokee to your own imagination. While we all laugh, how far is that from how some ATM owners, whether a bank or a credit